Court Upholds Rule Expanding Short-term, Limited Duration Insurance

On July 17, 2020, a federal appeals court upheld a 2018 final rule expanding short-term, limited-duration insurance (STLDI) for purposes of the Affordable Care Act (ACA).

The final rule:

  • Provides a maximum coverage period for STLDI of up to 12 months; and
  • Allows STLDI to continue for up to 36 months in total, taking into account renewals or extensions.

Court Upholds Rule Expanding Short-term Limited-duration Insurance